Should My Realtor Recommend a Home Inspector?
A client recently asked me a question that caught me off guard.
One of his coworkers was buying a home and asked if he knew a home inspector and an appraiser. There are actually two very different questions hiding in there.
First, why didn't his buyer's agent have home inspectors for him to consider?
Second, buyers generally don't get to choose their appraiser at all.
Let's start with the home inspection.
Who Chooses the Home Inspector?
The buyer does.
As a real estate agent, I don't choose the inspector for my client. But I do think part of my job is making sure my buyers aren't left scrambling to Google "home inspector near me" after they are already under contract.
I want my buyers to have options.
Over the years, I've worked with many inspectors. That gives me the opportunity to see more than whether someone can complete an inspection.
I get to see how they inspect and how they communicate their findings to the buyer.
Those two things matter.
Not Every Home Inspection Experience Is the Same
A home inspector has an important job. Buyers need to know what they are purchasing, what may need attention and when another qualified professional should take a closer look.
But how that information is presented matters too.
I've seen inspectors who are excellent at explaining a concern, putting it into perspective and recommending further evaluation when something falls outside their area of expertise.
I've also seen the opposite.
I've seen inspectors make statements about issues outside their field of expertise.
I've heard inspectors wander into legal or real estate advice that wasn't theirs to give.
I've seen inspectors barely look into an attic access instead of actually inspecting the accessible attic space.
And I've watched a relatively ordinary home maintenance item turn into something that sounded terrifying to a first-time buyer.
That doesn't help the buyer make a better decision.
I Don't Want an Inspector to Sugarcoat Anything
This is important.
I am not looking for inspectors who minimize problems to help keep a transaction together.
Quite the opposite.
If there is a major problem with the roof, electrical system, plumbing, structure or anything else they are qualified to inspect, I want my buyer to know about it.
The inspector works for the buyer — not me.
What I want is an inspector who can explain:
Here's what I found.
Here's why it matters.
Here's how serious it appears to be.
And here's when you should bring in a specialist for more information.
There's a big difference between educating a buyer and frightening one.
Why We Vet the Inspectors We Refer
When we provide inspectors for a buyer to consider, we aren't simply handing them the first three names we found online.
We want to know who we're sending into our client's future home.
We look for inspectors who carry the appropriate licensing, bonding and insurance required for their work. Just as important, we pay attention to how thorough they are and how they communicate with clients.
Do they actually inspect accessible areas?
Do they stay within their scope?
Do they explain concerns clearly?
Do they recommend the appropriate specialist when something needs further evaluation?
Do they give the buyer useful information without turning every maintenance item into a crisis?
Those things matter to me because the inspection period is one of the most important parts of buying a home.
The Buyer Still Gets to Choose
Providing referrals doesn't mean the buyer has to use one of them.
Buyers are free to research inspectors, read reviews and select someone else.
My job is to make sure they have good information and good options.
In fact, throughout a real estate transaction, buyers may need several different professionals depending on the property — home inspectors, roofers, HVAC companies, electricians, plumbers, pool inspectors, septic professionals and others.
An experienced agent should be prepared for that.
You shouldn't have to build your entire real estate team from scratch after you're already under contract.
What About the Appraiser?
That's where this client's question gets even more interesting.
The coworker was also looking for an appraiser.
That's a completely different process.
If you're obtaining a mortgage, you generally don't get to call an appraiser you like and hire that person to appraise the home for your loan. There are independence rules surrounding the appraisal process, and the lender handles ordering the appraisal through its required process.
And there's another question buyers frequently don't realize they should ask:
When should the appraisal be ordered?
In many transactions, I prefer for my buyers to get through their inspection period before spending money on the appraisal when the timing of the contract and loan allows us to do so.
There's a very practical reason for that.
If we discover something during inspections that causes the buyer to cancel the contract within their contractual rights, I don't want them to have already spent hundreds of dollars on an appraisal they no longer need.
That's an entirely different conversation — and one worth having before you buy a home.
We'll tackle that one next.
FAQs
Can my Realtor choose my home inspector?
The buyer chooses the inspector. Your agent can provide inspectors for you to consider, but you can research and select your own as well.
Why would a Realtor recommend more than one inspector?
Providing several options allows the buyer to compare availability, pricing, services and reviews while still benefiting from the agent's experience working with inspectors during past transactions.
Should I automatically use the cheapest home inspector?
Price matters, but it shouldn't be the only consideration. You're paying someone to evaluate one of the largest purchases you'll probably ever make. Experience, thoroughness, communication and the services included in the inspection can be just as important.
What if the home inspector finds something outside their expertise?
Depending on the issue, the inspector may recommend further evaluation by an appropriate specialist, such as a roofer, electrician, plumber, HVAC contractor or structural professional.
Do I choose the appraiser when buying a home?
Generally, not when an appraisal is being completed for a mortgage. The lender orders the appraisal through a process designed to maintain appraiser independence.
Is a home inspection the same thing as an appraisal?
No. A home inspector evaluates the home's condition and systems. An appraiser develops an opinion of the property's value for the lender. They serve very different purposes.
Rover Realty
Real agents helping real people throughout Mesa, Gilbert, Queen Creek, Chandler, Apache Junction and communities across the Phoenix East Valley.
ROVER REALTY.
Angela Tauscher at Rover Realty expertly guides your Arizona buying, selling, or renting journey, maximizing results through dedicated, constant communication.
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